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The majority of states require that sellers disclose any potential or known problems with a home. However, the homeowner may not always be aware of problems or reveal everything they are aware of. This is why it is highly recommended that you have a full home inspection performed. This will alert you to any problems that may affect the structure of the home or any other problems that may not have been disclosed. https://images.squarespace-cdn.com/content/v1/5af3997b85ede1fbb9450e4d/1528437067205-PZRD8RSYJCLKHSC79J3H/youdot.png Your First Home https://images.squarespace-cdn.com/content/v1/5af3997b85ede1fbb9450e4d/1529097837021-1BUFOL0TOJPV2VCC7JN0/288722-P6NYKL-187.png Your First Home - Understand Your Loan The advertised interest rates for most loans are often different than the rate you are eventually presented with. In finances, the numbers can be in flux throughout the process. 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